FIU-IND Registration Applicability Self-Check

15 questions. Answer live below — get your outcome in under two minutes, no email required.

What you get inside

• Section A — Gateway Routing. Three questions that determine whether you register directly or through a primary regulator.
• Section B — Virtual Digital Asset Activity. Three questions covering the five MoF-notified VDA categories.
• Section C — DNFBPs. Four questions covering real estate (₹20 lakh), DPMS (₹10 lakh cash), casinos, and NPOs.
• Section D — Practising CA / CS / CMA. Four questions covering the six specified financial transactions under MoF Notification S.O. 2036(E) dated 3 May 2023.
• Section E — Offshore Reach Test. One question on extraterritorial application — the Binance / Bybit reach test.
• Outcome Card. Four colour-coded outcomes (P1 deemed reporting, P2 direct DNFBP / VDASP, P3 professional in practice, P4 no registration required).
• 30-Day Action Plan. A week-by-week action table, customised by outcome.

Who it’s for

Designated Directors, founders, compliance heads, in-house counsel, and external advisors of crypto businesses, real estate intermediaries, jewellers and bullion dealers, practising professional firms, NPOs, and casino operators. The check is also useful for licensed financial institutions (banks, NBFCs, securities intermediaries, insurers) that want to confirm they fall in the deemed-reporting category and have nothing further to do at the FIU-IND direct-registration level.

By submitting this form you consent to Candour Legal receiving your name, email address, and phone number. The firm will use these details only to share the download link, the analytical newsletter (optional), and follow-up commentary on FIU-IND, PMLA, and AML / CFT developments where you have asked for them. The firm does not share your details with third parties. You can ask the firm to remove your details at any time by writing to contact@candourlegal.com.

This checklist is offered as analytical commentary, not as legal advice. The PMLA applicability analysis for a specific business depends on facts that a generic check cannot capture. Consult counsel on the question of whether your activity is covered. The current operative AML / CFT framework for Virtual Digital Asset Service Providers is the FIU-IND Guidelines dated 8 January 2026.

Read the underlying article

This checklist accompanies the analytical piece FIU-IND Registration in India: Who Needs It and Who Doesn’t — the categorical guide to who must register with FIU-IND directly under PMLA. For the operational architecture once you are a registered reporting entity, see Building the FIU-IND Compliance Programme: A Designated Director’s Playbook, and for ongoing AML enforcement lessons, see After FIU-IND Registration: Ongoing AML Compliance and Enforcement Lessons from Binance and Bybit. For the broader legal picture, see the Cryptocurrency & VDA Law in India practice page.